Gas vs Electric · Real running cost

Gas or electric — what would you really save?

Pick your current car and an EV you're eyeing. We fill in the typical numbers and your state's prices, then show the real cost of each — per mile, per year, and how long an EV takes to pay back its higher sticker.

The two cars
mi/kWh
mpg
12,000 mi (~33/day)
Your local prices
$/kWh
$/gal
90%
Blended ~20.1¢/kWh (public DC ≈$0.48)
Live resultU.S. average
EV · crossover
Yes — the EV saves real money
You save $631
a year on fuel vs the Tesla Model Y
You're burning $1,320 a year at the pump
5-year fuel savings
$3,154
Break-even
add prices
Midsize sedan30 mpg
$1,320
Tesla Model Y3.5 mi/kWh
$689
Trajectory

When you come out ahead

Cumulative net savings versus a gas car over ten years, crossing zero at break-even.now5 yrs10 yrs
Still paying off the price gapNet ahead of gas

Showing cumulative fuel savings. Add the two cars' prices in the controls to plot your exact break-even point.

Charging the EV is like paying $1.72/gallon for gas — that's your break-even pump price.
Gas costs $0.11/mile vs the EV's $0.06/mile (blended 90% home / 10% public).
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Curious what charging adds to your electric bill? WattDollar breaks down the cost of an EV charger and every other appliance.See it on WattDollar →
Don't know today's gas price? See live gas prices for your state — official averages plus what drivers are reporting at the pump right now — and drop it straight into the calculator. Live gas prices →
Wondering what charging adds to your power bill? Our sister tool WattDollar prices an EV charger and every other appliance in your home. Check on WattDollar →

How this works

The running-cost comparison is just two sums. Your gas car costs (miles ÷ MPG) × price per gallon a year. An EV costs (miles ÷ miles-per-kWh) × price per kWh. The hard part is knowing your EV's efficiency and your local prices — so Dump the Pump fills in typical figures for dozens of popular EVs and your state's average gas and electricity prices. Change anything to match your exact situation.

Two things most calculators skip and we don't: where you charge (home charging is cheap, public fast-charging isn't — the slider blends them) and the break-even on the EV's higher price. Add the two cars' sticker prices and any tax credit, and you'll see how many years of fuel savings it takes to come out ahead. Everything runs on your device; nothing you enter is sent anywhere.

Common questions

How much does it really save to go electric?

For a typical driver charging at home, an EV cuts the per-mile fuel cost by roughly half to three-quarters versus a gas car — often $800–$1,500 a year. But it depends on your miles, prices and the cars, which is exactly what this tool works out for your case.

Is charging an EV actually cheaper than gas?

At home, almost always — electricity per mile is much cheaper than gasoline. Public DC fast charging is far pricier and can approach the per-mile cost of gas, so the home-vs-public slider matters. Set it to how you'd really charge.

What's a good electricity rate to use?

Use the price per kWh from your electric bill. We pre-fill your state's average, but your real rate (especially a cheaper overnight EV rate) gives the most accurate answer.

Does this include the EV's higher purchase price?

Only if you want it to. The main result compares fuel cost. Click "add the cars' prices" to enter both stickers and any tax credit, and we'll show the break-even — how long the fuel savings take to repay the price difference.