Gas vs Electric · Head-to-head running cost

Tesla Model Y vs Toyota RAV4: what it really costs to run

The Tesla Model Y and Toyota RAV4 are two of the best-selling vehicles in America, so this is a real matchup rather than a rigged one, and the calculator below is already set to both so you can drop in your own charging and gas prices.

Tesla Model Y 3.5 mi/kWh Toyota RAV4 30 mpg EV from ~$45,000 Gas from ~$30,000
EV · crossover
The two cars
mi/kWh
mpg
12,000 mi (~33/day)
Your local prices
$/kWh
$/gal
90%
Blended ~20.1¢/kWh (public DC ≈$0.48)
Live resultU.S. average
Yes — the EV saves real money
You save $631
a year on fuel vs the Tesla Model Y
You're burning $1,320 a year at the pump
5-year fuel savings
$3,154
Break-even
add prices
Toyota RAV430 mpg
$1,320
Tesla Model Y3.5 mi/kWh
$689
Trajectory

When you come out ahead

Cumulative net savings versus a gas car over ten years, crossing zero at break-even.now5 yrs10 yrs
Still paying off the price gapNet ahead of gas

Showing cumulative fuel savings. Add the two cars' prices in the controls to plot your exact break-even point.

Charging the EV is like paying $1.72/gallon for gas — that's your break-even pump price.
Gas costs $0.11/mile vs the EV's $0.06/mile (blended 90% home / 10% public).
Curious what charging adds to your electric bill? WattDollar breaks down the cost of an EV charger and every other appliance.See it on WattDollar →
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Unlike lopsided EV-versus-gas comparisons, the RAV4 is a genuinely efficient gas SUV at about 30 mpg, so it isn't a pushover. Still, the Model Y's roughly 3.5 mi/kWh on cheap home electricity gives it a much lower cost per mile. The whole story comes down to what you pay to charge: fill up mostly at home and the Tesla pulls clearly ahead, but lean on public DC fast-charging and the RAV4's fuel bill starts looking a lot more competitive.

The catch is the sticker. The Model Y starts around $45,000 versus roughly $30,000 for a RAV4, so you're carrying a real price gap that per-mile fuel savings have to slowly claw back. At about 12,000 miles a year, break-even depends heavily on your charging price and how long you keep the car. And remember the RAV4 Hybrid, near 40 mpg, meaningfully cuts the gas side's running cost and stretches that payback out further.

What to keep in mind

Tesla Model Y vs Toyota RAV4: common questions

Is the Tesla Model Y cheaper to run than a Toyota RAV4?

On home charging, usually yes, and often by a lot, because roughly 3.5 mi/kWh on cheap electricity costs far less per mile than a ~30 mpg gas SUV. That advantage narrows if you rely on public DC fast-charging, which runs much pricier than charging at home. Use the calculator with your own prices to see your gap.

Does the RAV4 Hybrid change the comparison?

It does. At about 40 mpg versus roughly 30 for the gas RAV4, the hybrid cuts fuel cost per mile and narrows the Model Y's operating-cost edge. That means it takes longer for the Tesla's per-mile savings to make up its higher starting price.

What would the Tesla Model Y add to your electric bill? WattDollar prices home EV charging alongside every other appliance. Check on WattDollar →